Fixed Deposit Interest

Estimate fixed deposit maturity interest under common bank compounding schedules (yearly/half‑yearly/quarterly). Compare effective annual yield across banks on a like‑for‑like basis, and consider premature withdrawal penalties as well as tax treatment in your country. Ladder deposits to balance liquidity with rate opportunities and spread reinvestment risk.

Estimated Total67513 (local currency)

Know Your Interest

How to use this calculator

  1. Enter your details in the inputs above.
  2. Choose options that match your scenario.
  3. Review the total and explore tips to optimize costs.

How we calculate

We combine market averages, recent receipts, and verified sources for each field with transparent formulas. Edit any input to reflect your local reality.

Assumptions & Common Mistakes

  • Numbers are medians for recent periods—seasonality may apply.
  • Taxes/fees differ by city—include any local surcharges if missing.
  • For large one‑offs, request written quotes to avoid scope creep.

Data sources