EMI Prepayment Savings
Estimate interest saved by a one‑time prepayment against your outstanding loan. Enter current principal, rate, remaining tenure, and prepayment to see potential savings under a simplified interest model. Earlier prepayments save more by reducing the interest‑bearing base sooner. Check for foreclosure fees and decide between lowering EMI or shortening tenure based on cash flow.
Estimated Total– (local currency)
Cut Interest Fast
How to use this calculator
- Enter your details in the inputs above.
- Choose options that match your scenario.
- Review the total and explore tips to optimize costs.
How we calculate
We combine market averages, recent receipts, and verified sources for each field with transparent formulas. Edit any input to reflect your local reality.
Assumptions & Common Mistakes
- Numbers are medians for recent periods—seasonality may apply.
- Taxes/fees differ by city—include any local surcharges if missing.
- For large one‑offs, request written quotes to avoid scope creep.